Imagine this: You’re all set to say “I do” in your incredible outdoor festival wedding that you’ve poured your heart, soul and all your DIY efforts in to. Everything looks amazing; your playlist has been perfectly curated to be a mix of your favourite dad rock anthems and emo bangers, ready to be brought to life by a band made up of members of your friends and family… But then, your lead guitarist breaks their prized guitar unloading it out of the van… you go to help and you step on your dress putting a rip down the seam… the cake maker spins around to see what’s going on and drops the cake!
This is just a pre-wedding stress nightmare… er, right?
There’s literally nothing you can do to prevent little accidents occurring. And while we don’t want you to stress about what may or may not happen (because the likelihood is it won’t and even if something does go wrong it will probably actually end up being one hell of a funny story one day!) Howeverrrr, what you could do to put your mind at ease is take out wedding insurance. That way, at least you may be covered if any of your pre-wedding nightmares do come true.
Whether you have a big budget or a tiny one, wedding insurance is the one thing you may not want to skip. Having insurance could end up saving you a lot of money and heartache in the long term.
They say, “Good things happen in The Insurance Emporium”. They exist to help protect all the things in life that are special to you, from music and camera equipment to pet and horse insurance, caravans and student insurance. Their wedding insurance gives protection from small, micro weddings and elopements to large multi-day UK celebrations and offers cover for cancellation, financial failure of suppliers and more (see the full list below).
Their UK wedding insurance will protect you from everything from your wedding or reception venue going bust, your photographer losing your photos and needing to be re-taken, the best man misplacing the rings, your dress or cake getting damaged despite the fact that you’re taking all reasonable precautions to keep them safe.
The Insurance Emporium offers seven policy types from Amber for smaller weddings up to Diamond, which offers higher levels of cover. Two ceremonies are included on all covers and it’s just a one-off payment for the policies. As standard, all their policies also include cover for the following:
Cancellation (cold feet not included) Rearrangement Financial Failure of Suppliers Wedding Rings, Flowers & Cake Wedding Attire Wedding Stationery Wedding Gifts Cars and Transport Wedding Photography and Video Public Liability Personal Accident
There are also Optional Benefits that can be added to tweak the policy further:
Marquee Cover Extended Cancellation Cover (Diamond Cover Level Only) Public Liability for Guests Ceremonial Swords Extended Public Liability
Remember, your wedding is a reflection of your journey together – and yes, that may sometimes be unpredictable with bumps in the road, but it’s also exciting and uniquely yours. Consider wedding insurance so you can plan your day without the pre-wedding nightmare scenarios keeping you up at night!
Lifestyle Policy Limited is an appointed representative of The Equine and Livestock Insurance Company Limited. The Insurance Emporium ® is a trading name of The Equine and Livestock Insurance Company Limited (registered in England and Wales no: 294940) which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority no: 202748.
